Retail Operations

Retail operations present unique exposures, ranging from a steady stream of public foot traffic, to the susceptibility of violent crime due to maintaining high amounts of cash. In the retail sector, you must also demonstrate that you have done everything within your power to provide safe products; and in the case of food, that it is free of contaminants that could cause bodily harm.

For years, we have partnered with restaurants, C stores and other retail chains for their risk programs that have been in multiple states across the country. When you partner with us, our team will ensure that you will receive the most comprehensive coverages at the most competitive rates for all major coverage lines, including the following ancillary lines of coverage:

  • Equipment Breakdown
  • Business Income
  • Pollution & Environmental
  • Product Recal
  • Food Spoilage
  • Liquor Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Cyber Liability/Data Breach
  • Electronic Data Processing
  • Crime/Fidelity/CashTransit
  • Employee Dishonesty (Theft)
  • Dependent Property Coverage
  • Peak Season Endorsement
  • Temporary/Seasonal Part-Time Employees