While construction industry insurance policies are similar to those found in the manufacturing, service and other industries; the construction industry is unique, in that certificates of insurance or other documents are often needed quickly to get or keep your workers on a job.
It is critical for your broker partner to be responsive in this area and has the expertise to get it done now, instead of tomorrow afternoon. Also, you need to be with a broker that doesn’t have too many clients they can adequately service, losing you in the stack, whenever you need a “rush” cert.
As a young man, Jess Alonso spent his summers and school breaks working as a laborer on commercial construction projects in western Pennsylvania, where, during his college years, he held a union card in the bricklayer’s union. His father was a masonry contractor and taught Jess the true meaning of hard work at a very early age. For the first 20 years in the insurance business, Jess and his teams provided many GC’s and artisan contractors with the full complement of insurance and bonds for large construction projects throughout north Texas.
For companies seeking a partner with minority certification, ABIG is certified as a Minority Business Enterprise, (MBE), and as a Disadvantaged Business Enterprise, (DBE), by the North Central Texas Regional Certification Agency.. And with the Leavitt Group affiliation, ABIG has most, if not all, insurance and bond companies available that provide insurance and bonds to the construction industry.
GC’s and artisan contractors can expect to receive a full offering of insurance and bonds with expertise in:
· Contract reviews
· Certificate of insurance issuance and monitoring
· Claims processing and reviews, with periodic loss run reviews
· Workers’ Compensation experience modifier and classification reviews, (see our strategic partner link, SMP Consulting Group, for a description of this service)
· Workers’ Compensation and General Liability classification issues
· Safety engineering oversight with one of our certified loss control engineers
· Builder’s risks
· Fleet safety program development and monitoring
Our goal is not to be the broker for the most companies in the construction space as possible, but to partner with a smaller number of select companies that are either leaders in their field or plan to be there in the foreseeable future, providing them with “Best in Class” service.